Challenge:
Developing a user-friendly and secure dashboard for AGD Bank retail customers. The goal was to create an intuitive interface that empowers users to manage their finances efficiently, focusing on internal transfers and business transfers.
My Approach:
I prioritized a user-centric and secure design for the AGD Bank retail dashboard. The interface prioritizes ease of use, clear information display, and robust security measures to ensure a safe and convenient banking experience.
Seamless Money Management:
Account Overview: The dashboard provides a clear and concise overview of the user's account balances, including current funds, transaction history, and upcoming scheduled transfers (if applicable).
Internal Transfer Functionality: Design an intuitive system for users to initiate internal transfers between their own AGD Bank accounts (savings, checking, etc.). This should be a streamlined process with clear instructions and confirmation steps.
Business Transfer Functionality: Implement a secure system for users to initiate transfers to other AGD Bank accounts, potentially with options to specify beneficiary details and transfer types (one-time, recurring, etc.).
Enhanced Security Features:
Two-Factor Authentication: Integrate two-factor authentication for all financial transactions, adding an extra layer of security to prevent unauthorized access.
Transaction History and Alerts: Provide users with a clear and searchable transaction history, allowing them to monitor their account activity. Consider optional features for setting up transaction alerts for specific thresholds or suspicious activity.
Secure Login and Logout: Ensure a secure login process with strong password encryption and implement a clear and easy-to-find logout button to prevent unauthorized access after use.
Additional Considerations:
Bill Payment Options (Optional): Consider incorporating functionalities for bill payments to registered vendors within the dashboard, expanding the user's ability to manage finances conveniently.
Investment Options (Optional): Depending on AGD Bank's offerings, explore the possibility of integrating functionalities for users to explore and invest in investment products directly through the dashboard.
Benefits:
Improved Convenience: The AGD Bank retail dashboard empowers users to manage their finances efficiently, anytime and anywhere with an internet connection.
Enhanced Security: Robust security measures ensure a safe and trustworthy banking experience for users.
Increased User Engagement: A user-friendly interface encourages users to actively manage their finances through the online dashboard.
